Well...

Have you got your Christmas shopping done yet? Have you started yet? Have you at least got a game plan? I'm pretty proud of myself. I actually had my shopping for my niece and nephews done a week ago. I didn't forget to check for a discount code either. I talk a lot about the importance of using coupons and half of the time, I end up forgetting. Not this year. Money is too tight and I've got to stick to a budget and a tight one at that. Besides, every dollar I save on gifts, is one more dollar added to the shoe budget!